Friday, January 3, 2014

January No-Low Spend Challenge

Oh, my! I have MIA for so long!!! Vacation, Christmas, visit to my daughter's--fun is exhausting!!! But, I am back and ready to dive into Carla's January no-low spend challenge! You can check out Carla's January no-low spend challenge at My 1/2 Dozen Daily. She is from Canada, thus the picture of Canadian money:) 

I had planned to order some stamping supplies from the Stampin' Up! Clearance Rack before the Challenge started now I am just not going to! I had also planned to sign up for Weight Watchers Online before January 1 but really, really needed to so went ahead with it! However, I already had the money saved for this expense so won't count it in the Challenge. I signed up for the $18.95 monthly plan. I will let you know periodically how I am doing with this. 

My plan for the January no-low spend challenge is to save as much of my $200 monthly allowance as possible. Hubby takes care of the household expenses and I don't really poke my nose into it much as he does such a wonderful job managing our money so will just work with my allowance. 

My allowance is intended to pay for:

  • Gifts for family and friends
  • Hair cuts and personal items such as make-up
  • Trips to visit DD and DGD
  • Clothes
  • Miscellaneous such as lunch out, stamping supplies, a new book, Weight Watchers Online

So, technically, it is the 3rd of January and I haven't spent anything...yet! The only money I know I will need to spend is for stamping club supplies but will try to keep that expense to monies earned with Stampin' Up! That expense will hit about the middle of the month.

I will report on my progress each Friday throughout the month of January! Wish me luck!



  1. Good luck, Kat!! :) My husband doesn't do any of the budgeting, he wouldn't even know where to start! lol!!

    1. I am thankful my hubby takes care of the budgeting because I am really bad at it. In most relationships you have one who is better than the other and I am not it! I would love to be able to save $100 each month so will work toward this end. Thanks for visiting!