March Take 3 Challenge

We are getting some real RAIN today which we need! I live in high desert country and our average rainfall is about 12 inches per year! This rain will bring up the Spring wheat and be a big boost to the winter wheat that was planted! Yay! Rain on!!!

I am leaving on my road trip to Southern Oregon Sunday morning so I may or may not be back for the Sunday Night Chit-Chat! Depends on if I feel chatty after all that riding/driving. It's a 7 hour trip; more with stops and Grammas have to stop!!!

I have been participating in Carla's March Take 3 Challenge over at My 1/2 Dozen Daily. I thought I would give you one last update since it is so close to the end of the month! Tuesday I will be starting the A to Z Blogging Challenge AND will be on vacation so I most likely won't get another chance.

Financial: My financial goals are regarding my monthly allowance of $200.

1. Continue to fund my budgeting envelopes--all funded and up to date!
• Personal (hair, makeup, personal items)
• Gifts
• Trip to daughter's (quarterly trips)
• Clothes
• Misc--lunch out, postage, etc.
2. Purchase 3 gifts this month (from money in "gift" envelope)--Yes! I have the gifts tucked away ready for giving:)
3. Have $500 saved for trip the end of March--already have $300 saved--Trip fully funded thanks to my hubby who gave me $200 from out tax refund! I would have made it anyway so maybe I will still have money when I get home:) Now that's a novel idea!!!

Decluttering: Finish decluttering my office and start working on craft room.

The decluttering did not go well:( I will put this on my "to list" for April and see if I can make it happen! 

Personal:

• Walk on treadmill 5 days per week for 60 minutes at 2.8 mph and 4% incline. I am counting this one a success because I am walking 5 days a week for 60+ minutes at 2.8 mph but when I tried to increase to 4% incline it really hurt my back so will continue at 3% and try 4% again next month! I am moving and that's what's important here:)
• Sauna 3 days per week for 30 minutes--Only twice this week...working on making it more of a priority.
• Weight training 2 days per week for 20 minutes--Not at all this week; have I told you how much I hate exercise?!!! I tried the workout from Weight Watchers but ARE YOU KIDDING ME!!! I would have to be 30 years old to do some of those exercises! I will plan out a workout when I get back from vacation.
• Continue with Weight Watcher's Online through the month--Yes, I am working the program but haven't lost any weight in two months:( I switched to the Simply Filling Option where I have certain Power Foods to eat; hasn't really made a difference. HOWEVER, I have lost some inches this month; not enough to go down a size but good nonetheless!

Well, there you have it! I still have things to work on but I got a good start this month! Am I glad I took this challenge? Yes, indeed! Without it I most likely wouldn't have made the progress I did!

Our motel in Medford has a nice Fitness Room and an indoor pool so will be getting my exercise there as well. Besides, I will need to keep up with my 8 year old granddaughter and that's no small feat!

Have a great weekend!

Happy Homemaker Monday

It's time for Happy Homemaker Monday! Sandra at Diary of a Stay at Home Mom is our weekly host. So, on to today's questions...

As I look outside my window:::
The sky is blue; the sun is shining; the wind is blowing---HARD!!! It is so nice to see the tulips, daffodils and hyacinths popping up out of the ground:) Soon there will be beautiful color! The lawn will soon need mowed for the first time since last Fall. The trees are coming alive with beautiful green baby leaves. Ahhh, it looks like I made it through another winter!!! I so enjoy Spring, Summer and Fall but Winter??? Not so much!

Right now I am:::
Sitting by the wood stove, warm and cozy, with my cup of Yerba Mate working on this post.

Thinking and pondering:::
About all I need to get done in the next few days. Also what I would like my next knitting project to be so I will have something in mind when I visit Twisted Ewe yarn shop on Friday.

On my bedside table:::
Sanctuary by David and Beverly Lewis (still)
Redemptive Compassion by Lois M. Tupyi
New magazines:

• Knit Simple
• Women's Health
• Popular Photography

On my TV tonight:::
Might check in on The Voice tonight but looking forward to watching The Paradise on Sunday. I missed it the first time around so am enjoying this wonderful PBS/BBC series.

Listening to:::
The blustery wind:(

On the menu for this week:::
No menu this week! Just flying by the seat of my pants, as usual! I changed over to the Simply Filling option for Weight Watchers so I just look at the list of Power Foods and see what I feel like eating. Similarly, I just ask the guys what they feel like eating and make it for them. 

On my to do list:::

• Laundry (as always)
• Get ready for Happy Stampers Club
• Shabby Chic card swap project 
• Easter Sampler Swap squares need to get in the mail
• Continue to work on decluttering/organizing my office--about 8 more hours of work (it was really bad)!
• Pack for Boise trip (just a quick one)

Happening this week:::
My Happy Stampers Club meets on Wednesday then Hubby and I leave for Boise on Thursday. Hubby has training for work on Friday so I am hoping to visit a yarn shop called Twisted Ewe.

What I am sewing, crocheting, knitting or creating:::
Still nothing! I will be making cards this week but that's about it! I have a couple knitting/crochet projects I will be taking to Boise with me. 

My simple pleasure:::
I nearly panicked when I saw we had THREE of the four ice cube trays on the counter empty. I realized that one very simple pleasure I enjoy is ICE:) I love ice in my water; in my Zip Fizz; in my tea. I enjoy iced drinks year round. I do like a nice hot cup of tea occasionally--especially Yerba Mate--but the ones that bring me the most pleasure are iced! There you have it! I am officially crazy!!! Even when it's 8 degrees (F) outside I am drinking iced drinks--daily:)

Lesson learned the past week:::
There is a difference between giving someone a "hand out" and a "hand up". So often we satisfy the immediate need that someone has instead of looking at the problem to see how we could help that person become more self-sufficient. It is quicker and often easier to give a "hand out"; a "hand up" takes time and commitment to work through the process.

Looking around the house:::
Laundry piled and waiting to be done; dining room table needs cleaned off (our drop spot); fire burning in the wood stove; dogs lying in front of the fire!

From the camera:::

Two more squares received for the Easter Sampler Swap--more coming on these:)

Prayer List:::

• My sister has a bit of infection in her incision from the hip surgery/broken leg bone surgery.
• Friends moving to new area; new work, new school, new church
• My visit to family the end of the month
• Friend's son going on spring break mission trip to Belize this week

Bible verse/Devotional:::
"Let no corrupt communication proceed out of your mouth, but that which is good to the use of edifying, that it may minister grace unto the hearers."
--Ephesians 4:29

March: Take 3 Challenge

Today I am updating you on my Take 3 Challenge started by Carla at My 1/2 Dozen Daily. I will be linking to her blog with my updates.

Financial: My financial goals are regarding my monthly allowance of $200.

1. Continue to fund my budgeting envelopes--all funded and up to date!
• Personal (hair, makeup, personal items)
• Gifts
• Trip to daughter's (quarterly trips)
• Clothes
• Misc--lunch out, postage, etc.
2. Purchase 3 gifts this month (from money in "gift" envelope)--I purchased one gift and am planning to purchase two more on my trip to Boise next week, even if they are just gift cards.
3. Have $500 saved for trip the end of March--already have $300 saved--Trip fully funded thanks to my hubby who gave me $200 from out tax refund! I would have made it anyway so maybe I will still have money when I get home:) Now that's a novel idea!!!

Decluttering: Finish decluttering my office and start working on craft room.

Not good:( I only spent one hour decluttering this week so will have to step that up next week if I am going to complete this challenge successfully.

Personal:

• Walk on treadmill 5 days per week for 60 minutes at 2.8 mph and 4% incline. I am walking 5 days per week for 60 minutes at 2.8 mph but only at 3% incline. I will see if I can increase that today.
• Sauna 3 days per week for 30 minutes--Not at all this week so definitely need to work on this next week.
• Weight training 2 days per week for 20 minutes--Not at all this week; have I told you how much I hate exercise?!!! I just printed out a workout from Weight Watchers that I am starting today.
• Continue with Weight Watcher's Online through the month--Yes, I am working the program but haven't lost any weight in two months:( I just switched to the Simply Filling Option where I have certain Power Foods to eat and will see if that makes a difference. I am hoping the Power Foods and the addition of Strength Training will make result in weight loss:)))

Well, there you have it! The Good; the Bad; and the Ugly!!! We are only half-way through the month so there is still time to improve, right?

Have a great day! I am going out to walk on the treadmill and try that new strength training workout!

Kat

January No-Low Spend Challenge

It is time to give my final update for the January No-Low Spend Challenge. Last year I bombed out halfway through the month but this time I came through with flying colors:) Thanks to Carla at My 1/2 Dozen Daily for this Challenge to get the New Year started off on the right foot!

Week 1 (January 1-8) -- spent $18.95 to join Weight Watchers Online on January 3 using money I had saved for this purchase so I am not counting this purchase in the challenge. I meant to sign up before January 1 but it just didn't happen! Also, hubby and I have an agreement that if I lose an average of 1 1/2 pounds per week, he will reimburse me for the Weight Watchers Online fee:)

Week 2 (January 9-16) -- I was paid $54.64 from Stampin' Up! on January 9; spent $25.98 on stamping supplies on January 10. Bought Crochet Scarf pattern online for $5.50 on January 13.

Week 3 (January 17-24) -- 

• Advanced Healing Ointment (compare to Eucerin Aquaphore) ... $9.92
• Advanced Healing Ointment tube for purse ... 2.96
• Sport Card Plastic Sleeves (individual) to make punch templates ... $2.97
• Ghirardelli Squares (for stamping club project) ... $3.00
• Thrift store shopping: Gap sweater, LizWear Tee and Gloria Vanderbilt capris (with tag still on them--thinking spring here) and audio book ... $9.00
• Earned $20 last night selling stamp sets I no long need or want plus $10 for class fees

Week 4 (January 25-30) -- I made a commission of $80 from this month's Stampin' Up! order and I spent $85.69. 

Sooo, this is how the numbers look this week...

• Starting balance $200.00
• Earned $164.64 bringing balance to $364.64
• Spent $145.02
• Ending balance $219.62!!!

Woo Hoo! I ended up with $19.62 more than I started with! That $19.62 will pay for next month's Weight Watchers Online fee of $18.95 since it doesn't look like I lost the 6 pounds needed to have hubby pay. I will know for sure tomorrow!

Have you been successful with your New Year's Goals? I will do an update of my other goals this weekend to see where I am.

Kat

Weight Loss Journey

I told you my weight loss goal is to lose 20 pounds by April 1. I actually have 35 pounds to lose but 20 is my first goal! I joined Weight Watchers Online on January 3 and to date have lost 5.4 pounds:) I need to lose 1.5 pounds per week to make my April 1 goal plus if I lose 1.5 pounds per week (average) hubby will reimburse me for the Weight Watchers Online fee. I haven't been able to exercise all month because the first week I had a kidney infection and then had a bad fall. Hopefully I can start with the exercise next week.

Yesterday I made a HUGE pot of soup from a recipe I have had around for awhile. If you want a delicious soup with very few calories and super good for you, try All-You-Can-Eat Soup Diet Basic Recipe! As the recipe reads, it is only one Weight Watchers point per cup. However, I added some garbanzo beans and a can of corn so that upped the ante just a little. I also added a little more salt to the recipe and about two teaspoons of Sweet Basil. Oh, one more little change I made was to use a vegan chicken-style broth instead of the regular chicken broth. I hope you will try this soup but if you don't have a big family, prepare to freeze some or eat it for a week!!!

Have a great weekend!

Kat

January No-Low Spend Challenge

This is not the post I planned today but sometimes you just go with what you've got! I know some of you are wondering when I am ever going to show some more cards and they are made, I just need to get them photographed! They are coming, I promise. 

In the meantime, it is time to update you on my January no-low spend challenge! Woo Hoo! I am doing MUCH better this year than I did last year (imagine my happy face)!!! If you are new to my blog or didn't get in on my original January Challenge post you can check it out here. I adjusted my dates a little to make each a full week so this is how the Challenge looks so far...

Week 1 (January 1-8) -- spent $18.95 to join Weight Watchers Online on January 3 using money I had saved for this purchase so I am not counting this purchase in the challenge. I meant to sign up before January 1 but it just didn't happen! Also, hubby and I have an agreement that if I lose an average of 1 1/2 pounds per week, he will reimburse me for the Weight Watchers Online fee:)

Week 2 (January 9-16) -- I was paid $54.64 from Stampin' Up! on January 9; spent $25.98 on stamping supplies on January 10. Bought Crochet Scarf pattern online for $5.50 on January 13.

Week 3 (January 17-24) -- 

• Advanced Healing Ointment (compare to Eucerin Aquaphore) ... $9.92
• Advanced Healing Ointment tube for purse ... 2.96
• Sport Card Plastic Sleeves (individual) to make punch templates ... $2.97
• Ghirardelli Squares (for stamping club project) ... $3.00
• Thrift store shopping: Gap sweater, LizWear Tee and Gloria Vanderbilt capris (with tag still on them--thinking spring here) and audio book ... $9.00
• Earned $20 last night selling stamp sets I no long need or want plus $10 for class fees

Sooo, this is how the numbers look this week...

• Starting balance $200.00
• Earned $84.64 bringing balance to $284.64
• Spent $59.33
• Ending balance $225.31

Pretty good if I do stay so myself!!! I have one more full week to go in this Challenge and I think I will come out pretty good. I have a stamping order to do next week (eek!) but am going to try not to spend more than my commission. Unless you're a crafter, you have no idea how hard that is!!!

I am doing so well that I am challenging myself to save at least $500 from my allowance and stamping by April 1. Starting to hyperventilate here but give me a minute and I'll be okay:D I won't bore you with the weekly spending on that challenge, just update you at the end of each month on what the total is.

I hope you are having a GREAT day!

Kat

A Little This; A Little That

Rummikub non-starter (Photo credit: Kai Hendry)

Yesterday was a wonderful day! I spent two hours playing Rummikub with my husband's Aunt Elaine. She won 7 games out of 10!!! I am going to have to practice up for a rematch! Then we went to lunch at Walla Walla General Hospital where they serve delicious vegetarian food. One of my lunch items was a super yummy kale salad with dried cranberries and balsamic vinaigrette. 

I do think the trip was a bit more than I was ready for as we drove two hours each way. I thought sitting in the car would be okay, forgetting that the most comfortable position for me right now is sitting with my feet up! Then walking through the two stores we went to was torture:( I am getting better but oh so slowly!

I have terribly dry hands plus eczema on both thumbs. Sometimes my hands hurt so bad they throb! On Dr. Oz this week, he was talking to a dermatologist and she recommended Eucerin Aquaphor. They had a woman who had been using it for seven days with remarkable results. Dr. Oz said that in his surgery, the doctors use it because their hands dry out from washing them so much. I put it on my list for yesterday's shopping. Eucerin Aquaphor was $14.97 for a 14 oz jar. After comparing the ingredients, I purchased the store brand for $9.92 plus a tube of it for my purse for $2.96.

As you can see from the picture above, my thumb is pretty nasty (and this isn't as nasty as it sometimes gets) so I am hoping this cream will work.

For my shopping yesterday, I was hoping not to spend over $20 so I could stay on target with Carla's January No Low Spend Challenge. And I did it!!! It did mean I had to stay away from the yarn though:(

• Advanced Healing Ointment (compare to Eucerin Aquaphore) ... $9.92
• Advanced Healing Ointment tube for purse ... 2.96
• Sport Card Plastic Sleeves (individual) to make punch templates ... $2.97
• Ghirardelli Squares (for stamping club project) ... $3.00

Total Spent = $18.85 (update on where that puts me next week)

As part of my weight loss plan, I have been making myself a smoothie each morning for breakfast--yummy!

Breakfast Smoothie

1 cup Trader Joe's Coconut Milk

1 banana

1/2 apple

1 cup blueberries or raspberries (picture above using raspberries)

1/4 cup rolled oats (uncooked)

1 Tbsp Chia seeds

Blend all ingredients in blender until smooth.

This smoothie uses 4 Weight Watchers points, leaving me 22 for the rest of the day! 

Till tomorrow!

Kat

January No Low Spend Challenge

I feel like I am operating in super slow motion these days! My back pain doesn't let me get the sleep I need so I tend to sleep in later. Then when I get up I am so stiff it takes twice as long to do everything! I know I just need to be patient as it's only been a week but patience is a virtue I just don't have:(

Well, enough complaining!

I wanted to update you on how the January no-low spend challenge is going for me. Now, remember, my goal is to save as much of my $200 allowance as possible since hubby does an admirable job with our household money.

Week 1 (January 1-4) -- spent $18.95 to join Weight Watchers Online on January 3 using money I had saved for this purchase so I am not counting this purchase in the challenge. I meant to sign up before January 1 but it just didn't happen!

Week 2 (January 5-11) -- I was paid $54.64 from Stampin' Up! on January 9; spent $25.98 on stamping supplies on January 10.

Week 3 (January 12-18) -- paid $5.50 for crochet scarf pattern to make for friend's daughter on January 13. I am going shopping tomorrow but am hoping not to spend over $20.

So far...

• Starting balance $200.00
• Earned $54.64 bringing balance to $254.64
• Spent $31.48 (I will update with tomorrow's shopping trip next week)
• Ending balance $223.16

We have two and a half weeks to go in this Challenge so I will need to be careful or earn more money. It would sure be fun to be able to tuck the whole $200 away! Hubby would certainly be proud as I usually spend every penny, every month. I think it was October when I decided to start budgeting my allowance and it has really helped. I am using the envelope system with envelopes for:

• Clothes
• Personal Care: hair, make up, etc
• Quarterly trip to daughter's
• Gifts
• Miscellaneous: lunch out, postage, yarn
• Savings

I try not to spend more money on stamping supplies than I make so I don't budget for that. 

My $200 allowance may not seem like much to manage in the whole scheme of things especially when most of the Challenge participants are working with their family budgets but this quote gives me hope that by taking care of the small things, I am gaining more control over myself:)

"If you take care of the small things, the big things take care of themselves. You can gain more control over your life by paying closer attention to the little things."   --  Emily Elizabeth Dickinson

Carla's challenge this week is to sell things we don't need but with my back issue I don't even want to think about it! I will just do the best I can with what I have.

I promised an update on my Weight Watchers progress. My goal is to lose 20 pounds by April 1. I need to lose 35 pounds total but am setting the 20 as my first goal. In my first week with Weight Watchers Online, I lost 3.6 pounds--Whoo Hoo!!! I am hoping for an average 1.5 pounds per week. If you have been thinking about signing up for Weight Watchers or Weight Watchers Online, there is currently no sign up fee so that will save you $29.95 right there!

This really turned into a bigger post than I had planned! Thanks for hanging in through the whole thing. 

Do you have any goals for 2014?

Kat

Happy Homemaker Monday

Last night my back was killing me before I went to bed! I nearly cried because I thought I was getting better and then here I was in huge pain again:( My sweet hubby reminded me that I probably just did too much and that maybe I should take it easy. This morning I was still pretty sore but have rested a good deal today, staying off my feet, and my back pain seems to have eased up a bit. Whew! I am so ready for this whole ordeal to be over!!! It will be a week tomorrow.

Well, it's time for Happy Homemaker Monday! You can find Sandra, our weekly host, at Diary of a Stay at Home Mom. She's a lady after my own heart! She cooks, sews, crochets, knits, homeschools, watches Downton Abbey (before it's available on PBS) and is a Jane Austen fan! You will love reading her blog posts so head on over to "visit" but remember to come back here:)

As I look outside my window:::

We have had wind, wind, wind since Friday! Not just a gentle breeze but blow the limbs off your trees wind! Temps have not been too bad; I think it got up to 50 degrees (F) today. But the wind:(

Right now I am:::

Sitting in my favorite chair with the dogs at my feet typing this post.

Thinking and pondering:::

Thinking about all that needs to be done that I can't do. I need to just let it go and quit worrying about it. Hopefully in another week I will be able to start getting things done.

On my bedside table:::

The Kindle App on my iPad has two books right now-- To Love Anew by Bonnie Leon and A Home in the West by Lori Copeland and Virginia Smith. For our read aloud, we are reading Any Way Out by Ann Vitorovich (about twin brothers who escape communist Yugoslavia in 1957). 

On my TV tonight:::

Not sure...I hate to admit that I might check in on The Bachelor although I can already tell there is going to be waayyy too much drama this season for me! Reality TV??? I don't think so!!! There is nothing real about this show!

Listening to:::

Our silly Rocky snoring as usual...and the WIND!!!

On the menu this week:::

I am on my second week of Weight Watchers Online so am just winging it for now. Hubby and DS seem okay with that as long as they get fed:) I have just been fixing whatever I feel like eating. I will probably do this for another week or two and then get going with a menu again.

On my to do list:::

I have been a bit handicapped lately but have kept up with the laundry, dishes and dusting. Hubby vacuumed and mopped (bless his heart). I need to get some Thank You cards made but haven't been able to stand or sit at my work table. Maybe tomorrow...

Plans for this week:::

• Keep healing
• Visit hubby's 91 year young aunt on Wednesday
• Make Thank You cards

What I am sewing, crocheting, knitting or creating:::

I am sooo excited! A few weeks ago my daughter asked me to make a scarf for a friend's 2 1/2 year old daughter. Today I found the perfect one on Pinterest and bought the pattern...

It comes in toddler's, child's and teen/women's sizes. I am going to get started on it tonight! You can find the pattern at Etsy.com. Just way too cute!

I just have the flower to go on my granddaughter's crocheted hat and will be ready to mail it off to her.

My simple pleasure:::

Crocheting or knitting for friends and family.

Lesson learned the past week:::

Not to stand on chairs with wheels!!! Actually, I am forbidden to stand on chairs at all now. If I can't find the step stool, I need to get someone to help me or do without!!! After my nasty fall, I am not even tempted to stand on a chair!!! 

Looking around the house:::

The living room is a little cluttered and the dining room table (our drop spot) needs some attention but overall not too bad considering my condition.

From the camera:::

I crocheted a retro vest, hat and purse for my granddaughter's new American Girl Doll, Cecile. She took a picture and sent it to me so I could show you. 

Prayer List:::

• My brother who wants to make some changes in his life.
• My nephew's new baby who needs a procedure done
• My sister facing hip surgery in February
• Me and my aching back (thanking God there were no broken bones and not bruising)

Bible Verse/Devotional:::

"Many are the plans in a person's heart, but it is the Lord's purpose that prevails." -- Proverbs 19:21

Tomorrow I will have an update on my January Low No Spend Challenge and my Weight Watchers Online progress.

Kat

January No-Low Spend Challenge

I thought I would give a little update on my January no-low spend challenge! As I stated in an earlier post, I am trying to save as much of my $200 allowance as possible. My progress so far...

• Day 1--0
• Day 2--0
• Day 3--$18.95 to join Weight Watchers Online (I had saved money for this so am not counting this expense)
• Day 4--0
• Day 5--0
• Day 6--0
• Day 7--0

So, one week into the challenge and I still have $200:) The challenge for me comes around the middle of the month when it's time to order Stamping Club supplies! I am going to try not to spend more than my commission. Definitely easier said than done!

Are you working on any goals or 

challenges this month? 

I would love to hear about them!

Kat

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Weekly Money Check-up

Happy Tuesday to you! Yesterday was going along good...walked 3 miles; did laundry; laid out in the sun for a bit to soak up a little Vitamin D; cleaned up the house a little; FORGOT A MEETING until my ride honked in the driveway!!! How embarrassing!!! So I ran out, asked her if she could give me 5 minutes, quickly changed my clothes, brushed my teeth and away we went (sans makeup--now that's scary)! It all turned out well and good but I couldn't believe I forgot about it, especially since I had mentioned it to my husband just that morning! In my defense, this was a quarterly meeting and I had forgotten to write it on the calendar. Anyone else out there have lapses in memory?


Yesterday was Ginna's Weekly Money Check-up over at My Pretty Pennies but since I was busy forgetting things I didn't get around to playing till today. I love the picture she used for the Check-up this week! Sooo, here goes...

1. The most money I spent this last week was on...Our 33rd wedding anniversary:) We stayed in a motel for two nights in Lake Oswego, Oregon, ate in restaurants and bought lots of groceries to bring home. This was a definite splurge!
2. Today I am thankful for...33 years of marriage to the same man! And especially thankful that being married to him just keeps getting better.
3. Money can't buy happiness. One free thing I did last week that made me happy was...A nice long visit with my brother. Not a phone call or a text or an email but a nice, long, face-to-face visit:) The time went by so fast; I'm going to have to schedule more of those.
4. I will consider this week a success if...I get the Father's Day cards made and mailed! Now, that shouldn't be too hard, should it?
5. I am currently reading...I am beginning to hate this question because I haven't been reading much lately so am still reading the same books--A Time to Dance by Karen Kingsbury (I promise I will finish this one today!); I Will Die Free by Noble Alexander (with Kay Rizzo); and Ask the Animals by Bruce R. Coston, D.V.M. I am also still reading my new Weight Watchers magazine!

What were your money challenges and successes last week? 

Thanks for stopping by today. I hope to be back tomorrow with a finished project or two.  Kat