Dave Ramsey, the Money Guru!

Financial Peace University Lifetime
Membership, $99 ($100 off original
price of $199),  a great gift to give
to your grown children.

At a time when you and I are being encouraged to spend, spend, spend, and when credit card offers with six months FREE interest arrive in the mail weekly if not daily, Dave Ramsey steps up to motivate us to have an Emergency Fund, cut up our credit cards and pay off our debts! Dave says, "If you really want to get out of debt, you've gotta get wired up and fired up.  You've gotta sell so much stuff, the kids think they're next."

Dave Ramsey, the voice of reason in an unreasonable world is funny but hard-hitting when it comes to debt.  Under the Tools drop-down menu of his website you will find information and forms to print out and use.  Check out the "specials"!  Currently, Dave's Financial Peace University Lifetime Membership is half price at $99 and worth every penny of it!

Just in time for Christmas giving, Dave Ramsey has a new board game available 11/22 called Act Your Wage! "Be the first to yell 'Debt Free'".  Imagine playing a game with your children or grandchildren (ages 10 and up) that will actually teach them to manage money responsibly. A gift that keeps on giving:)

If you or someone you care about wants/needs financial education, check out Dave Ramsey's website.  Would love to hear what you think!

Let's all have a debt-free Christmas this year:)  Kat

www.daveramsey.com